Requirement Identification
SARO identifies farmers' requirements (e.g Two wheel tractor) and issues a quotation.
The Sustainable Agriculture Financing Facility (SAFF) is a program dedicated to offering affordable agricultural loans to small and medium-scale farmers as well as SMEs. Designed to boost agricultural productivity and promote sustainability, SAFF seeks to close the financing gap that smallholder farmers frequently encounter. By providing access to funding, it empowers farmers to adopt improved farming practices, acquire essential equipment, and ultimately enhance their yields and livelihoods.
SARO is Collaborating with multiple banks to make farming mechanization affordable under SAFF.
SARO is Collaborating with multiple banks to make farming mechanization affordable under SAFF.
Offering loan amounts up to ZMW 500,000 for agricultural needs.
Offering loan amounts up to ZMW 500,000 for agricultural needs.
Providing concessional interest rates between 14% and 16%.
Providing concessional interest rates between 14% and 16%.
Extended Tenure
Loan repayment periods ranging from 1 to 3 years.
Loan repayment periods ranging from 1 to 3 years.
Requirement Identification
SARO identifies farmers' requirements (e.g Two wheel tractor) and issues a quotation.
Application Endorsement
Farmer’s application signed by the Extension Officer and District Agriculture Coordinator’s office.
Bank Submission
The farmer submits the application to the bank and is given a voucher.
Voucher Redemption
The farmer redeems the voucher at SARO, equipment is supplied, and SARO is paid by the bank.
Improve lives through sustainable National and Regional economic growth
SARO guides and advises clients in selecting the most appropriate and reliable machines for agriculture, irrigation, crop/food processing. SARO issues quotation.
SARO guides and advises clients in selecting the most appropriate and reliable machines for agriculture, irrigation, crop/food processing. SARO issues quotation.
TRAINING
SARO provides training to beneficiaries on equipment use and maintenance to ensure proper operation.
SARO provides training to beneficiaries on equipment use and maintenance to ensure proper operation.
AFTER-SALES SUPPORT
Provide after-sales service and spare parts to ensure long-term machine performance and durability.
Provide after-sales service and spare parts to ensure long-term machine performance and durability.
SARO supports the SAFF program in all 116 districts across Zambia! For more information or to redeem your SAFF voucher, visit or call the nearest SARO branch in your district or location. We’re here to help you grow!
Branch | Contact Person | Phone Number |
---|---|---|
SARO Choma | Alice | 0955915457 |
SARO Chipata | Samson Lungu | 0977491196 |
SARO Kabwe | Clinton | 0974071730 |
SARO Kasama | William Bulaya | 0977994148 |
SARO Kitwe | Hanyawa Hamainda | 0978780797 |
SARO Livingstone | John Mwanabyando | 0973394547 |
SARO Lusaka Head Office | Sebastian | 0966030317 |
SARO Mkushi | Katoka Kahangu | 0979619149 |
SARO Mongu | Kang’ombe | 0972405739 |
SARO Mpongwe | Pelony Nampanzye |
0767527603 0974055217 |
SARO Mumbwa | Iback Lungu | 0955915469 |
SARO Solwezi | Darious Masonde | 0955915475 |