Sustainable Agriculture Financing Facility (SAFF)

Loans for Tractors, Solar Pumps, Irrigation, Farm and Food Processing Equipment

About SAFF

The Sustainable Agriculture Financing Facility (SAFF) is a program dedicated to offering affordable agricultural loans to small and medium-scale farmers as well as SMEs. Designed to boost agricultural productivity and promote sustainability, SAFF seeks to close the financing gap that smallholder farmers frequently encounter. By providing access to funding, it empowers farmers to adopt improved farming practices, acquire essential equipment, and ultimately enhance their yields and livelihoods.

Bank Partnerships

SARO is Collaborating with multiple banks to make farming mechanization affordable under SAFF.

Bank Partnerships

SARO is Collaborating with multiple banks to make farming mechanization affordable under SAFF.

Flexible Loans

Offering loan amounts up to ZMW 500,000 for agricultural needs.

Flexible Loans

Offering loan amounts up to ZMW 500,000 for agricultural needs.

Low Interest

Providing concessional interest rates between 14% and 16%.

Low Interest

Providing concessional interest rates between 14% and 16%.

Extended Tenure

Extended Tenure
Loan repayment periods ranging from 1 to 3 years.

Extended Tenure

Loan repayment periods ranging from 1 to 3 years.

Application Process

SARO's Role

Improve lives through sustainable National and Regional economic growth

CLIENT GUIDANCE

SARO guides and advises clients in selecting the most appropriate and reliable machines for agriculture, irrigation, crop/food processing. SARO issues quotation.

CLIENT GUIDANCE

SARO guides and advises clients in selecting the most appropriate and reliable machines for agriculture, irrigation, crop/food processing. SARO issues quotation.

TRAINING

TRAINING
SARO provides training to beneficiaries on equipment use and maintenance to ensure proper operation.

TRAINING


SARO provides training to beneficiaries on equipment use and maintenance to ensure proper operation.

AFTER-SALES SUPPORT

AFTER-SALES SUPPORT
Provide after-sales service and spare parts to ensure long-term machine performance and durability.

AFTER-SALES SUPPORT

Provide after-sales service and spare parts to ensure long-term machine performance and durability.

SARO Contacts

SARO supports the SAFF program in all 116 districts across Zambia! For more information or to redeem your SAFF voucher, visit or call the nearest SARO branch in your district or location. We’re here to help you grow!

Branch Contact Person Phone Number
SARO Choma Alice 0955915457
SARO Chipata Samson Lungu 0977491196
SARO Kabwe Clinton 0974071730
SARO Kasama William Bulaya 0977994148
SARO Kitwe Hanyawa Hamainda 0978780797
SARO Livingstone John Mwanabyando 0973394547
SARO Lusaka Head Office Sebastian 0966030317
SARO Mkushi Katoka Kahangu 0979619149
SARO Mongu Kang’ombe 0972405739
SARO Mpongwe Pelony Nampanzye 0767527603
0974055217
SARO Mumbwa Iback Lungu 0955915469
SARO Solwezi Darious Masonde 0955915475